How many of us have bought items to benefit a particular charity like rolls of wrapping paper, candy, popcorn, car washes, or coupon books? How many of us went to a spaghetti dinner even when we were on a low carbohydrate diet because it benefited a worthy cause?

I'd like to start a discussion area where people can go to ask an insurance question and get a researched answer to their question regardless of company or policy. Please feel free to ask away and I'll do my best to answer you here or privately if you wish.